Print

Pacific Audi Online Credit Application

Get pre-approved in seconds.

Finance your next vehicle with our quick, hassle free process and view your current
credit score instantly. Just a few seconds will save you time at the dealer.

Whether your credit is good or bad, we have options that will allow you
to simplify your buying process with programs for your specific needs.



Rest assured. Our credit applications are secure and verified by GeoTrust.
               

Click the button above to get started on your instant credit approval


Los Angeles Car Loans | Pacific Audi

Pacific Audi's finance team is here to walk you through the entire process of getting a car loan in Los Angeles. From start to finish our experts will help you choose the finance plan that fits your lifestyle best. We work with a network of lenders to get you the best rates on a car loan in Los Angeles. 

You can start the process of getting a car loan right away. Complete Pacific Audi's online finance application form and we will review it and contact you as soon as we have found a finance plan that suits your needs.

Choose your new or used car by browsing our Audi dealership's inventory. You will find details, pictures and prices for all of our new and used vehicles. If you have any additional questions please contact us at (866) 906-1308.   

Financing Navigation

Contact Information

Pacific Audi

20550 Hawthorne Blvd.

Torrance, CA 90503
workSales:
866-906-1308
serviceService:
866-906-9438

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

pause

Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.